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Kim Jung un April 2, 2013 at 04:38 am
Not going to lie Kim Jong Un's threats are becoming more intimidating. Does anyone actually think he…Read More will act on his threats? I personally think he is crazy enough to.
Observor April 3, 2013 at 12:39 am
Nor any other type of loan. But the truth is that the lenders are the ones with the financial…Read More savvy, and consumers are conditioned to believe that if they qualify for credit the bank has determined that they will be able to pay it back. The problem with student loans is that they are given to people who could never otherwise qualify because the government guarantees them. Are those consumers naive or badly informed? Probably, but the statute books of the federal government and all fifty states are planted thick with laws to protect borrowers who lack sophistication.
The student loan bubble is no different than the housing bubble. Give people loans for which they are not really qualified so they can buy something they want and you flood the market with cash. In response, the prices of things people want to pay for with their loans (diplomas and houses) skyrocket, the sellers knowing that Uncle Sam will keep pumping more cash into the system. The housing bubble burst and when there are enough people unable to carry the non-dischargable debt they took on to pay $40,000/year tuition the student loan bubble will also burst.
Since we taxpayers will be picking up the pieces I am not willing to just say "nobody forced you" and leave it at that.
J. Smith April 2, 2013 at 09:17 pm
Two professional, hard working Taxpayers, perhaps if they continue to be employed, pay their taxes…Read More and stay off the dole, the Government will see they deserve a break. The Government does have high hopes for their projected revenue (taxes) in the future. “I don't make jokes. I just watch the government and report the facts.”
Steve April 2, 2013 at 08:55 pm
Maybe they should not have deferred and chose to overpay the outstanding debt on the student loans.…Read More Looks like they make a pretty good buck between them, maybe 150k a year. Tell them to look in a lower price range, maybe they need to work up to the dream home. I did, and so did a lot of the rest of us who paid off their student loans and didn't put it off.
shara mulholland April 10, 2013 at 05:03 pm
Really? So they can start banning sports because of injuries.
Just my opinion April 10, 2013 at 11:22 am
One big issue is even though my child plays school sports she plays travel sports so an injury from…Read More travel might not be recorded as travel and go under school making the study wrong. Many children play outside of school how would they make sure they have proper data. Maybe they should document something that they can be sure that the info they use is correct.
Mike Atkins April 8, 2013 at 07:45 am
@Sean, irrelevant, only because parents think their child is the next great athlete and are willing…Read More to pay the thousands of dollars to get them a spot on a team. Typically many of those child athletes would have a difficult time making the HS team without Daddy's money.
Rich April 2, 2013 at 11:38 pm
Sox in on top in AL east 1 and 0, Yankees dead last 0-1. Joba era north of 40 at least that sevral…Read More digits smaller than his waistline. Steroids kill just ask AROD, GRANDYMAN, TEX, JETER yes JETER. Only clean Yank is MO...... Hell I think Strawberry and Howe were cleaner than JETER.
J D C April 2, 2013 at 01:14 am
One game and the season is OVER. Lets name the Blosux WS Champs now.
Stephen Austin March 31, 2013 at 04:16 pm
thanks Flowers for the info.Check out the new photo I posted just for you
Flowers March 31, 2013 at 02:48 am
Steve I hope this gets to you in time. Don't go on that egg hunt! Apparently you have never seen an…Read More Easter egg hunt before. After the egg hunt starting cannon roars, hundreds of undisciplined kids and hooligans rush the field grabbing for everything they can find. Heaven forbid you find and pick up an egg, they will be all over you. You'll be lucky to keep your shoes. Suggest that you and Peaches clutch your valuables and head for the exits ASAP. And by the way do you realize that your magic hat is changing color. Is it due to a natural phenomenon? No one could own that many hats.
Kyle S. Reyes March 29, 2013 at 05:11 pm
Hi Kate,
I like that - thanks so much. I'll have to look into it! Shirley Chisholm once said,…Read More "service is the rent we pay for the privilege of living on this earth." Couldn't put it any better.
Kate Nicholas March 29, 2013 at 04:41 pm
Excellent piece Kyle! In Daniel Pink's new best seller "To Sell is Human" he takes Robert…Read More Greenleaf's concept of servant leadership a step further; servant seller. The idea of moving others with an agenda of common good. When we have the best interests of those we lead or sell to as a priority everyone wins.
Observor April 1, 2013 at 05:50 pm
Matt, while some states have a form of ownership called "townhouse" Connecticut does not.…Read More We have three types of common ownership: condominium, co-op and planned unit development. Buildings that look like townhouses could be any one of the three. What you describe as a townhouse sounds like a PUD. In any event, buyers would be well-advised to have the lawyer they're going to use for the closing look at what they're getting and what their potential maintenance costs might turn out to be before they sign a contract.
Matt April 1, 2013 at 01:36 pm
If you are responsible for your part of the structure (inside and out, plus the roof), that is…Read More generally defined as a townhouse. The HOA fees are generally much lower since the HOA is not responsible for structures, only common areas. How elaborate the common areas are drives your HOA fees. Your homeowners insurance is closer to that of a normal house since they have to cover the structure.
If you are only responsible for the "interior structure", commonly called the studs inward, with the HOA responsible for the physical structure and exteriors/roof, that would be commonly defined as a condominium. HOA fees are generally much higher since the HOA has to maintain and insure all the structures. Your homeowners insurance would be a condo policy and is quite low since it doesn't have to cover the structure.
Malvi Lennon April 1, 2013 at 01:04 pm
I have first hand experience with a condo, although our rules are different from most condos. We…Read More actually own our building inside and out. The draw back? We still pay high condo fees and we are also responsible for expenses such as roof, siding, windows. However before I make ANY change to the exterior (right down to changing a light fixture) I have to get "permission" from the association. Condos are a pain. If it were not for the market I would sell mine and buy a single family home in aheart beat.
Jon Crickmore April 2, 2013 at 09:43 am
Not allowing all FACTS to be made public is an injustice for all citizens.
Malvi Lennon March 28, 2013 at 01:43 pm
In my opinion the reason to keep an investigation private is two fold - protects the criminal…Read More prosecution - proetcs the accused because in our contry innocent until proven guilty.
With the Newtown massacre there will not be a criminal prosecution - and the perpetrator killed himself on site. So what is there to protect? So in my oponion photos showing the victims and reports explaining the injury suffred by each victim speficially should remain seal out of respect for the families of the victims.
However all other information should be release. Particularly because the Malloy administration and many legislators want to pass new laws which will impact every single law abiding gun owner in the state. Politcians are hell bent on doing "something", yet whatever it is they "do" is NOT based upon the FACTS -
Serene Skeptic March 28, 2013 at 01:52 pm
What a great story with a happy ending!
But... imagine that George had a boyfriend of 13 years.…Read More Would the lender guidelines today agree with a same sex marriage to make that math work. Same sex marriage is legal in CT but are the guidelines set up by state guidelines or federal?
Hunter March 27, 2013 at 10:01 pm
Sam, you do make a great argument, and you do so in a respectful way.
I do get your point about if…Read More they mean the same, why aren't they called the same.
But the issue, maybe not for you or me, but for others out there, is that cultural differences are difficult, if not impossible to change. Gay couples, unfortunately by many, will never be seen the same as the 'traditional' male-female couple.
I told you that this issue would generate harsh feelings in many, but I also notice that you have debated like a gentleman, and it's been a pleasure to go back and forth with you.
As to making it all 'Civil Unions' I wouldn't have an issue at all, and maybe you just came up with the answer. After all, as you said, love IS love.
Sam, I've truly enjoyed it and please know that I honestly wish you the best, however this all turns out.
Nice to find someone on here that understands sensible debate.
Sam H March 27, 2013 at 09:50 pm
Hunter - I appreciate the inquiry. As it stands now, a "Civil Union" is *not* equal to…Read More marriage. If laws were to stay as they are now except that all same-sex couples were allowed a "Civil Union", there would be a number of disadvantages. Primarily, civil unions are not recognized by the federal government, therefore resulting in unfair tax ramifications, denial of federal benefits , as well as loopholes which allow companies to deny spousal type benefits to gay couples.
Now let's talk if Civil Unions and Marriage became truly equal in the eyes of the law - zero difference except for the name. In this case, the answer is in your question - if they are exactly the same for the name, why not just let same-sex couples get married? Why segregate them to a "civil union"? By using a different term, you relegate them to a socially second-class status.
Another example of this is - what if you came to this country through a legal immigration channel, and worked very hard and finally became a "citizen" - but rather than calling you a citizen, we're going to call you a "naturalized individual of dedication". You can still vote and have all the same rights - but not the name. They can be identical in the eyes of the law, and still have different connotations. They have different meanings, and no matter how equal they are on paper, they will never be the same. The same goes for marriage.
What do you think about just making *all* legal relationships "civil unions"?
Hunter March 27, 2013 at 09:40 pm
Okay, Sam, answer me this, and I'll honestly listen, because you do make certain points.
If a gay…Read More couple is afforded the exact same rights as those granted a man and woman, via a Civil Union, why is it not enough?
I'm being honest here, Sam, and I'm not trying to be disrespectful.
Bob Loblaw March 31, 2013 at 04:34 am
Sometimes I think someone could wright a blog about liking sunshine and people would argue about…Read More it... how sad
Disagree...but don't disrespect!
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